Kaye Lynch-Sparks, American Bankers Association
Kaye (pronounced “Kai”) Lynch-Sparks is the Senior Director of Innovation Policy at the American Bankers Association (ABA), where she plays a pivotal role in shaping regulatory and legislative frameworks that impact the banking industry related to digital assets, fintechs, AI, open banking, and privacy. Kaye comes to the ABA with over 12 years of experience in regulations and compliance. Prior to the ABA, she worked at the National Automobile Dealers Association where she specialized in credit and finance compliance. Additionally, she worked as a regulatory consultant for various federal agencies leading the drafting and implementation of regulations and policies. Kaye earned her bachelor’s degree from Appalachian State University and obtained her Juris Doctor from Loyola University New Orleans College of Law. She is licensed in the Commonwealth of Virginia.
Julie Gliha, Iowa Bankers Association
Julie Gliha is the Vice President of Regulatory Compliance for the IBA in Johnston, Iowa. Julie began her banking career in 1986 and has worked in all areas of banking including retail, lending, operations and credit administration for small, medium and large institutions. Julie has a BA in Financial Management from the University of Northern Iowa and a Master’s in Business Administration. She has worked extensively with bank management, various board members and regulatory agencies including the OCC, the FDIC, and most recently the CFPB. With strong Iowa roots, Julie has traveled the state working for banks in Mason City, the Quad Cities, and Burlington. After working with the IBA Compliance Committee for several years, Julie joined the Compliance Department at the IBA in 2014 to lead the compliance division. Julie has extensive compliance management and training expertise. Her primary responsibilities including oversight of the compliance analysts, developing new tools and training materials, researching and evaluating new regulatory requirements, and maintaining good working relationships with the prudential regulators.
Dawn Kincaid, Brode Consulting Services, Inc.
Dawn began her banking career working for a community bank, while attending The Ohio State University. She has nearly fifteen years of experience in client service, operations, information technology, administrative and board relations, marketing and compliance. Most recently Dawn served as the Senior Vice President of Bank Operations for a central-Ohio based community bank, where she created and refined the bank’s policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. She has served in the roles of Compliance, BSA/AML, CRA, Privacy and Security Officer and led training initiatives, prepared due diligence information for and completed a variety of regulatory applications and coordinated internal and external audits and exams.
David Dickinson, Bankers Compliance Consulting
David began his banking career as a field examiner for the FDIC in 1990 and later became a Loan Officer. In 1993, he founded Banker’s Compliance Consulting, where he and his talented team have produced numerous compliance articles and seminars. As a compliance expert and motivational speaker, he brings humor to the often dry topic of compliance. David teaches at the Center for Financial Training and the ABA National Compliance Schools, and he received the ABA’s Distinguished Service Award in 2016.
Outside of work, David lives on a lake in Nebraska with his wife, Karen, and their three adult children (who don’t live at home) and three cats (to which he is allergic). He enjoys fishing, playing guitar and piano, and leading worship at their church.
Sharon Presnall, Iowa Bankers Association
Sharon Presnall is the Senior Vice President, Government Relations/Compliance, for the Iowa Bankers Association. She has been with the Association since 1985. As SVP, Sharon is involved in state legislation, federal legislation, regulatory proposals, and other areas of public policy. She also has regular contact with elected and appointed officials. Sharon is responsible for the Iowa Bankers Association Legislative Committee, Management Committee, Compliance Department and BUILD (the IBA political action committee). In addition, she manages the Iowa Trust Association and the Iowa Mortgage Association. Sharon graduated in 1984 from Iowa State University.
Kristin Harville, Performance Solutions, Inc.
Kristin Harville is a Senior Consultant with PSI. As a former Compliance Director and Bank Examiner, she is a highly-respected Certified Regulatory Compliance Manager (CRCM) and Certified AML and Fraud Professional (CAFP), Certified Financial Crimes Investigator (CFCI) with a Juris Master’s Degree in Law (Major in Financial Regulation). With over 20 years of regulatory experience in BSA/AML/CFT, Deposit and Lending Regulatory Compliance, Internal Audit, Compliance Risk Assessment, Compliance Training & Development, and Enterprise Risk Management. Her goal is to consistently provide practical “real world solutions” for today’s compliance community. Kristin is a dedicated, results-oriented facilitator and consultant.
Ronette Schlatter, Iowa Bankers Association
Ronette Schlatter, CRCM, joined the Iowa Bankers Association in January 2002 as Compliance Coordinator. Her primary responsibilities at the IBA include the coordination and editing of the IBA’s monthly compliance magazine, The Disclosure, for which she also often authors articles; providing onsite training; researching and evaluating new regulatory requirements; and responding to member banks’ compliance questions on the IBA Compliance Hotline. Prior to joining IBA, Ronette spent nearly ten years as a lender and compliance officer with Iowa community banks. Her lending experience was concentrated in the areas of residential real estate and consumer lending. As compliance officer, Ronette balanced the responsibilities of staff training of regulatory compliance issues, keeping policies and procedures current with changing regulations and chaired the bank’s compliance committee. Ronette received her BA in Business Administration from William Penn College in Oskaloosa and is a graduate of the ABA Graduate Compliance School.
Kathy Enbom, Wipfli
Kathy Enbom is a leader of the firm’s regulatory compliance and Bank Secrecy Act (BSA) services. She has an extensive background in regulatory compliance, marketing and leadership that includes significant training in developing, delivering and implementing instructional programs. Kathy uses this experience to enhance consultative interaction by providing guidance and resources to assist clients in improving their overall compliance management system. Her well-rounded experience in the financial services industry has helped her to develop a comprehensive understanding of financial institution operations and management, resulting in her ability to provide meaningful insight and helpful recommendations for many areas of the institution.
Susan Parker
Susan is a passionate leader and experienced facilitator dedicated to helping organizations develop leadership, solve problems, and foster growth. With a Computer Engineering degree from Iowa State University and over two decades at Danfoss Power Solutions, Susan transitioned to consulting in 2020 to help businesses succeed while saving time and improving experiences.
Susan facilitates leadership workshops, strategic planning and provides coaching to organizations. She is a Jon Gordon certified trainer focusing on Mindset, Leadership and Teamwork. These programs are based on Jon’s bestselling books – “The Power of Positive Leadership”, “The Power of a Positive Team” and “The Energy Bus”. She also works with Shannon Carver to deliver leadership programs based on his bestselling book “Your Leadership Currency of TCR: Gain Ultimate Influence by Building Trust, Credibility, and Respect”. Beyond her career, she is married to her wonderful husband, Roger, has 2 amazing children, an awesome daughter-in-law, incredible son-in-law and 2 adorable granddaughters. In addition to loving her family, she loves Jesus and serves on the worship team and mission team at her local church. She is a member of the Board of Directors for Wings of Refuge. Roger and Susan, along with some amazing friends, host Target Trafficking, a 3D Archery Shoot fundraiser for Wings of Refuge.
- Jonathan March, Office of the Comptroller of the Currency
- Jared Bahnsen, Federal Reserve
- Adam Baumhover, FDIC
Compliance Conference 