Thursday, November 19

8:30am – 9am Registration & Continental Breakfast

9am – 9:15am Welcome & Introductions

9:15am – 10:15am Looking Ahead: Risk Assessments for Today’s Compliance Challenges
Anthony Isherwood & Nancy Kwak, Crowe
As regulatory expectations continue to evolve, effective risk assessments have become a foundational component of a strong risk management program. With the extension of examination frequency for many institutions, internal audit functions play an increasingly critical role in helping management and boards identify emerging risks, prioritize resources, and demonstrate ongoing oversight between examinations.

10:15am – 10:30am Break

10:30am – 11:30am Managing Vendor Risk with Confidence
Stephanie Lyons, nContracts & Banker Panel
Strong vendor management remains a key focus area for examiners. Hear best practices for documenting vendor oversight and managing third-party risk. We’ll discuss examiner expectations, and considerations for distinguishing between critical and noncritical vendors to build a risk-based vendor management program. You’ll also hear insights from your peers as they share their tips and lessons from examinations.

11:30am – 12:30pm Networking Lunch

12:30pm – 1:30pm Breakout Sessions

1. Stablecoins through a Regulatory Lens
   Jason Brett, American Bankers Association
   Gain a foundational understanding of stablecoins and their growing role in the financial services industry. This session will explore key concepts, emerging regulatory considerations, and what community bankers should know as the regulatory framework continues to evolve.
2.  Strengthening Your FCRA Framework
   Justin Muscolino, JTM Compliance Training
   From dispute intake to resolution, understanding FCRA requirements is critical to managing compliance risk. Join us for a practical review of direct versus indirect disputes, required investigation procedures, timing expectations, and common examiner concerns.
3. Regulation E Fraud & Error Resolution: Navigating Today’s Compliance Challenges
   Natalie Straus, Forvis Mazars
   Fraud continues to evolve and so do regulatory expectations. This session will provide an executive-level overview of Regulation E requirements and recent regulatory guidance, including:
   • • Error resolution requirements and consumer liability limits
     • What constitutes an “unauthorized” electronic fund transfer
     • CFPB FAQs and other regulatory guidance addressing fraud
       claims
     • Common compliance pitfalls and prohibited practices during
       error resolution investigations

This session will highlight emerging issues and practical takeaways
to help institutions navigate today’s fraud landscape while meeting regulatory expectations.

1:30pm – 1:45pm Break

1:45pm – 2:45pm Breakout Sessions Repeat

2:45pm – 3pm Break

3pm – 3:30pm IBA Legislative Update
Join us as we discuss legislative issues that the IBA is watching on a local and national level.

3:30pm – 5:00pm AI Use Cases for Compliance
Ben Udell, Ben Udell Consulting
AI usage is impacting all areas of the bank, and compliance is no exception. Hear use cases of how others are using AI in the regulatory compliance area. We’ll also discuss the regulatory implications of growing AI usage.

5:00pm – 6:00pm Reception
Join us for great food and beverages while networking with your compliance peers.

Friday, November 20

7:30am – 8am Continental Breakfast

8:00am – 9:15am Regulatory Panel Discussion
TBD, Office of the Comptroller of the Currency
Kyle Woodmansee, Federal Reserve
Adam Baumhover, FDIC
Gain direct insights from those who set the tone for compliance expectations. In this panel regulators will share the most common issues they’re seeing in banks today and discuss exam schedule changes, including the mid-point check-in. This is a unique opportunity to hear firsthand what’s top of mind for examiners and how your institution can proactively prepare for your next exam.

9:15am – 9:30am Break

9:30am – 10:30am What to do Now, to Prepare for What’s Next
David Dickinson & Brady Martz
How can you use this time of slower regulatory change strategically? Learn areas that you can focus on to strengthen fundamentals, clean-up long standing issues, improve efficiency and make sure you are ready when the next wave of change comes.

10:30am – 10:45am Break

10:45am – Noon IBA Regulatory Update
Melanie Knoll & Stacy West, Iowa Bankers Association
Melanie and Stacey will provide an overview of regulatory changes and guidance for 2026 – highlighting topics not already discussed in the conference – and give a preview of what lies ahead.

Noon Adjourn